Mortuary Transport Services

 While this may not be the top of your list of things to do when setting up your removal business, if you have a license to sell insurance, this is a good side option. Also, depending on the population where you do business, this may be a good supplement to your removal and livery services if you aren’t performing many removals.

After a while, you get to see what people go through who are not prepared for death. It’s fairly common that we all want to avoid the subject, so when it hits us, we tend to be shell shocked.

When people get into their 60s and 70s, they start to think about their arrangements, but there are more and more at that age who are no longer mentally competent, so then it’s left to family or the state to take care of things.

You can get a policy to cover removal, filing and cremation fairly cheaply, and many times a crematory or funeral home will give you a package deal for more than one person.

Just another thought…

Funeral insurance quotes are available providing funeral insurance benefit cover for you and usually members of your family, so that when one dies, cash is paid out quickly by the insurance company to cover the costs of the funeral. Most funeral insurance companies try to settle claims within 48 hours of receiving a death certificate and claim form. Funeral insurance is useful for many people as it means that the grieving family does not have to worry about money during the difficult time after a loved one has died.

How Much Does Funeral Insurance Cost?

Premiums vary according to your age, the number of people for whom you want to cover and the kind of cover you want. The more expensive the funeral you want, the more you will have to pay in insurance. Costs include the price of a coffin, hiring a hearse, mortuary fees and a basic undertaker’s fee. Additional costs of a funeral would include the grave, the funeral service, food for the mourners if you are providing a meal, flowers and possibly transport for the mourners.

Funeral insurance is usually cheaper to buy as part of a group. The premiums you pay are lower because the insurance company can spread the risk over the whole group. Funeral insurance is often offered by employers as part of the group benefits you get through your retirement fund. Trade unions and professional societies can also offer funeral insurance, which you pay through deductions from your salary or as part of your union membership fees. If the benefits you are getting in this way do not seem sufficient you can top them up by approaching one of the life assurance companies directly, joining a burial society or contacting an undertaker.

Whatever kind of funeral insurance quotes you get or cover you choose, you will need to re-evaluate the benefits every few years, as funeral costs rise, to make sure your premiums will still cover the kind of funeral you would like. If your premiums are not kept up to date with rising costs, you or your family could be in for bitter disappointment. Policies are available that can be escalated automatically every year to take account of rising costs.

Funeral insurance companies generally offer you choices. A policy can be issued just to cover you, for you and your immediate family, for your parents and parents-in-law, or for your brothers and sisters. It is cheaper for you to insure your parents-in-law than for them to do it themselves as older people pay more for funeral insurance and quotes will be higher. Sometimes the cover comes as part of a package including life and disability insurance.

Share

Related Posts

• April 9, 2009 -- Surplus Cadavers Available
• June 14, 2008 -- Transporting The Elderly
• April 18, 2008 -- Hillside Hosts ”2008 Mother’s Day Remembrance Service”